“Make the most of yourself, for that is all there is of you” Ralph Waldo Emerson What is at the Core of your Worth? Is it your home, your 401k, your pension, your portfolio? Are those the things that define your Worth? What is personal finance investing worth? When we sit down with clients one [...]
Failure to Comply With Deposit Notifications Could be Costly
July 21, 2010 By 1 Comment
Accepting Late Payments Can Land You in Court
July 16, 2010 By 2 Comments
There are many reasons why you shouldn’t allow a tenant to pay rent late, but the legal implications must always be at the top of the list. Unfortunately, by being the nice guy, or gal, and accepting late rent payments, you might be establishing grounds for a Fair Housing lawsuit. Last year, I sat in [...]
How Do You Make Confident Decisions About Your Finances?
July 12, 2010 By 1 Comment
What is your rate, Bryan? That was the kiss of death question from a client when I was in the mortgage business. I knew right then and there my goal of helping someone make a confident decision about their mortgage was O-V-E-R. Here was the challenge: Do you write 6.875% on the check you wrote [...]
Why Philanthropy?
July 8, 2010 By 1 Comment
ARE YOU GUILTY OF CONFUSING ACTIVITY WITH ACCOMPLISHMENT?
January 6, 2010 By Leave a Comment
I’ll begin by saying that I am absolutely guilty of confusing activity with accomplishment. I initially heard this expression from one of my mentors in Chicago, back in 2006. I had to provide a time log for his review on a weekly basis and he would always chide me about making this mistake. He would [...]
Finding the Best Mortgage Lenders
January 5, 2010 By Leave a Comment
For most first-time home buyers, finding the best mortgage lender is a challenging task. This is particularly true when there are so many mortgage lenders with so many types of loan products keen to receive your loan application. Mortgage brokers are also operating in the market acting as intermediaries between lenders and homebuyers. Before getting [...]
Happy New Year: Invest in You
January 2, 2010 By Leave a Comment
I still can’t believe it is 2010. Still trying to wrap my head around that idea. But no matter what we think, we must move forward cause another year as past and another is coming. Speaking of last year, how was your 2009? Did you accomplish any major investment goals, personal, or financial goals? I [...]
Saving on Private Mortgage Insurance
November 16, 2009 By Leave a Comment
Saving on private mortgage insurance Private mortgage insurance or PMI allows you to buy a home of your own home even if you are unable to make the required down payment. Generally, you are expected to pay more than 20% of your property value as down payment. PMI extends protection to your lender if you [...]
Get Rich on the Government’s Dime
August 4, 2009 By Leave a Comment
I admit, that title is a bit sensational. I’m not going to sell you some magic bullet where the government will give you a six figure grant or tell you about some loophole that will save you thousands in taxes (but if anyone has access to these items send me a note immediately!). What I [...]
Investment Property Software
July 2, 2009 By Leave a Comment
It is very important for real estate investors to have the appropriate investment property software. This is because like everything else, computer software is designed to make you more efficient, effective, and hopefully, more profitable. Investment Property Software The question is what type of investment property software do you require or need? If you are [...]
