Wells Fargo Debit Fee – A fee for debit card usage will be tested by Wells Fargo very soon. This may seem like a warning for those of you that bank with Wells Fargo, but it should be a major concern for everyone. The trend of charging monthly fees for debit card users is becoming [...]
Tag Archives | finance
Behavioral Investing Definition
Behavioral Investing Definition – The definition of investing with a behavioral technique is an interesting one. Many people have wondered about behavioral investing. Today, we are going to discuss this alternative way of viewing stock market investing. The topic is relevant because of the violent swings the stock market has been taking the last few [...]
Cut Air Conditioning Costs
Cut Air Conditioning Costs – The costs of air conditioning is something everyone could cut with a little diligence. I am not telling you to cut it off during a heatwave, but there are a few tactics and techniques you can implement to get the high price of your electric bill down a bit. Cutting [...]
Young Women Putting Off Motherhood Due To Money Worries
Young Women Putting Off Motherhood Due To Money Worries – Worries of money cause motherhood to be put off by young women. This according to a new study issued yesterday. The findings are very consistent with what you find around you these days. According to the study, four out of ten working women in their [...]
Bank of America to Resume the Foreclosure Machine
For those of you following the foreclosure monsters out there, don’t panic. It seems that Bank of America is back to the grind. Never to let their foreclosure fans down, BOA is refiling the necessary paperwork on 100,000 delinquent properties in 23 judicial foreclosure states. These are the States where a bank has to follow [...]
Personal Finance Secret Saving Tips
In these hard financial times, it can be very easy to forget some of the basic personal finance investing rules that you have for yourself. The first rule that we have talked about is saving your money first. In today’s society, this is very difficult because we have an instant gratification society that says we [...]
3 Steps to Regaining Control over your Personal Finances
Before you can do any type of personal finance investing, beginning investing, or even real estate investing, you have to get your personal situation and money in order. There is no sense in going out and creating other money concerns if you financial house isn’t in order. And as many of us know from first [...]
Saving on Private Mortgage Insurance
Saving on private mortgage insurance Private mortgage insurance or PMI allows you to buy a home of your own home even if you are unable to make the required down payment. Generally, you are expected to pay more than 20% of your property value as down payment. PMI extends protection to your lender if you [...]
Cash is King, but Credit is Power!
Cash is King but Credit is Power. We are bombarded with news of Americans with bad credit. However, what if someone does not have credit at all? A lot of young adults do not have a credit history. Not having a credit history does not give you a magical three digit number called your FICO [...]
A Fourth Credit Reporting Agency
Most of us have heard of the three major credit bureau. These main credit reporting agency using information to determine our FICO Score and that database of information is provide to various entity. However, little is known about another reporting agency. The fourth reporting agency is INNOVIS Data Solutions. Our mailbox is filled with a [...]
WHERE ARE YOUR TAX DOLLARS GOING?
By Anita Clinton In the United States, we pay a variety of different types of taxes: sales taxes, real estate taxes, federal and state income taxes, capital gains tax, medicare tax, excise tax, social security tax, estate tax, etc. Most of us pay them, whether we agree with the system or not. While others attempt [...]
THE FEDERAL TAX SYSTEM: LEGAL OR NOT
By Cheron Williams In the break of a failing economy, people are finding it more difficult to comfortably financially support their families. Most people work hard day in and day out, but many times their take home pay does not reflect their efforts due in part to income tax deductions. Therefore, “income tax” is a [...]
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