Invest With Passion!

Saving on private mortgage insurance

Private mortgage insurance or PMI allows you to buy a home of your own home even if you are unable to make the required down payment. Generally, you are expected to pay more than 20% of your property value as down payment. PMI extends protection to your lender [...]

Cash is King but Credit is Power. We are bombarded with news of Americans with bad credit. However, what if someone does not have credit at all? A lot of young adults do not have a credit history. Not having a credit history does not give you a magical three digit number called your FICO [...]

Most of us have heard of the three major credit bureau. These main credit reporting agency using information to determine our FICO Score and that database of information is provide to various entity. However, little is known about another reporting agency. The fourth reporting agency is INNOVIS Data Solutions.
Our mailbox is filled with a lot [...]

By Anita Clinton
In the United States, we pay a variety of different types of taxes:  sales taxes, real estate taxes, federal and state income taxes, capital gains tax, medicare tax, excise tax, social security tax, estate tax, etc.  Most of us pay them, whether we agree with the system or not.  While others attempt to [...]

By Cheron Williams
In the break of a failing economy, people are finding it more difficult to comfortably financially support their families.  Most people work hard day in and day out, but many times their take home pay does not reflect their efforts due in part to income tax deductions.  Therefore, “income tax” is a [...]

By Jim Cunningham
As the owner of a business, you should be aware that you can save family income and payroll taxes by putting junior family members on the payroll. You may be able to turn high-taxed income into tax-free or low-taxed income, achieve social security tax savings (depending on how your business is organized) and [...]

On February 11th, 2009, Jim Rogers let the bailout plan and economic stimulus plan have it. Jim Rogers, CEO of Rogers Holdings, took it upon himself to do a media blitz this past week to let the American people and the world know his position on the trillions of dollars that is being spent on [...]

By Anita Clinton
In the past 5-10 years, society has been inundated by the real estate investing craze.  Information can be found blasted over radio, television, and various media outlets.  Many real estate gurus have surfaced and have even made millions simply from the sale of their “how to” material.  We’ve heard about real estate flipping, [...]