Saving on private mortgage insurance
Private mortgage insurance or PMI allows you to buy a home of your own home even if you are unable to make the required down payment. Generally, you are expected to pay more than 20% of your property value as down payment. PMI extends protection to your lender [...]
Share on FacebookBy Danielle Pierce
1. GET DIRECT DEPOSIT
Automatic deposit of your paycheck can help you avoid the desire to spend your money as soon as you receive it. We all are familiar with that “burning hole” feeling due to having a significant amount of money readily accessible. All of a sudden we “need” a new pair of [...]
By Donna V. Werner
Life insurance, with its own vocabulary, typically fits into the category of things most people don’t like to talk about or, quite frankly, understand. And yet, this product can be vitally important to a family’s or a business owner’s financial well-being.
The following is a brief introduction to life insurance and will hopefully [...]
By Freddie Taylor
Credit monitoring services allow you to closely track the information pertaining to your credit. As we know, credit is very important in the lives of Americans, and especially real estate investors, as it is our credit that helps determine our loan interest rates and whether or not we will even get a loan.
Credit [...]
By Crystal Harvey
I have been in the real estate industry for over twenty years. I have always known that I would remain in this business in some capacity for the rest of my life. I have a passion for all that is real estate. I have continued to educate myself and learned many, many things [...]
By Freddie Taylor
Regarding money, don’t be lulled to sleep and into thinking it isn’t important. Money is important, but maybe not why you think.
We must not praise the mighty dollar, but recognize its role in our life. The question to ask is, what is money?
What is money? Money is a means of exchange used [...]
By George Anderson
As a victim of identity theft, I can tell you that this is one of the biggest nightmare situations that could ever happen. I truly wish this never happens to anyone of you. However, the reality is it just may. According to the Federal Trade Commission (FTC), identity theft is the fastest [...]
Cash is King but Credit is Power. We are bombarded with news of Americans with bad credit. However, what if someone does not have credit at all? A lot of young adults do not have a credit history. Not having a credit history does not give you a magical three digit number called your FICO [...]
Share on FacebookMost of us have heard of the three major credit bureau. These main credit reporting agency using information to determine our FICO Score and that database of information is provide to various entity. However, little is known about another reporting agency. The fourth reporting agency is INNOVIS Data Solutions.
Our mailbox is filled with a lot [...]
By Anita Clinton
In the United States, we pay a variety of different types of taxes: sales taxes, real estate taxes, federal and state income taxes, capital gains tax, medicare tax, excise tax, social security tax, estate tax, etc. Most of us pay them, whether we agree with the system or not. While others attempt to [...]
