In these hard financial times, it can be very easy to forget some of the basic personal finance investing rules that you have for yourself. The first rule that we have talked about is saving your money first. In today’s society, this is very difficult because we have an instant gratification society that says we [...]
Tag Archives: personal finance
3 Steps to Regaining Control over your Personal Finances
Before you can do any type of personal finance investing, beginning investing, or even real estate investing, you have to get your personal situation and money in order. There is no sense in going out and creating other money concerns if you financial house isn’t in order. And as many of us know from first [...]
Saving on Private Mortgage Insurance
Saving on private mortgage insurance Private mortgage insurance or PMI allows you to buy a home of your own home even if you are unable to make the required down payment. Generally, you are expected to pay more than 20% of your property value as down payment. PMI extends protection to your lender if you [...]
Personal Finance Investing
By Danielle Pierce 1. GET DIRECT DEPOSIT Automatic deposit of your paycheck can help you avoid the desire to spend your money as soon as you receive it. We all are familiar with that “burning hole” feeling due to having a significant amount of money readily accessible. All of a sudden we “need” a new [...]
LIFE INSURANCE: The Basis Of A Good Financial Plan
By Donna V. Werner Life insurance, with its own vocabulary, typically fits into the category of things most people don’t like to talk about or, quite frankly, understand. And yet, this product can be vitally important to a family’s or a business owner’s financial well-being. The following is a brief introduction to life insurance and [...]
CREDIT MONITORING Is It Right For You?
By Freddie Taylor Credit monitoring services allow you to closely track the information pertaining to your credit. As we know, credit is very important in the lives of Americans, and especially real estate investors, as it is our credit that helps determine our loan interest rates and whether or not we will even get a [...]
How Much is Enough Money?
By Crystal Harvey I have been in the real estate industry for over twenty years. I have always known that I would remain in this business in some capacity for the rest of my life. I have a passion for all that is real estate. I have continued to educate myself and learned many, many [...]
THE MONEY MACHINE: Money Management System
By Freddie Taylor Regarding money, don’t be lulled to sleep and into thinking it isn’t important. Money is important, but maybe not why you think. We must not praise the mighty dollar, but recognize its role in our life. The question to ask is, what is money? What is money? Money is a means of [...]
IDENTITY THEFT: Are You At Risk?
By George Anderson As a victim of identity theft, I can tell you that this is one of the biggest nightmare situations that could ever happen. I truly wish this never happens to anyone of you. However, the reality is it just may. According to the Federal Trade Commission (FTC), identity theft is the fastest [...]
Cash is King, but Credit is Power!
Cash is King but Credit is Power. We are bombarded with news of Americans with bad credit. However, what if someone does not have credit at all? A lot of young adults do not have a credit history. Not having a credit history does not give you a magical three digit number called your FICO [...]
A Fourth Credit Reporting Agency
Most of us have heard of the three major credit bureau. These main credit reporting agency using information to determine our FICO Score and that database of information is provide to various entity. However, little is known about another reporting agency. The fourth reporting agency is INNOVIS Data Solutions. Our mailbox is filled with a [...]
WHERE ARE YOUR TAX DOLLARS GOING?
By Anita Clinton In the United States, we pay a variety of different types of taxes: sales taxes, real estate taxes, federal and state income taxes, capital gains tax, medicare tax, excise tax, social security tax, estate tax, etc. Most of us pay them, whether we agree with the system or not. While others attempt [...]
THE FEDERAL TAX SYSTEM: LEGAL OR NOT
By Cheron Williams In the break of a failing economy, people are finding it more difficult to comfortably financially support their families. Most people work hard day in and day out, but many times their take home pay does not reflect their efforts due in part to income tax deductions. Therefore, “income tax” is a [...]
HOW HIRING YOUR CHILDREN CAN REDUCE YOUR TAXES
By Jim Cunningham As the owner of a business, you should be aware that you can save family income and payroll taxes by putting junior family members on the payroll. You may be able to turn high-taxed income into tax-free or low-taxed income, achieve social security tax savings (depending on how your business is organized) [...]
How to Invest in Real Estate
By Kellye Fox Tax season is here! For those who base their financial income in real estate investments, this is the time of year when Uncle Sam wants to share in your profits. While every real estate investor is different, some of the tips should apply to you. Please note that this article is informative [...]
Planning for Retirement
by Richard Hammarstrom, Waterford Financial Group The IRA vs. the Personal 401(k) Surprisingly, the 401(k) is not limited only to large corporations. Since 2001, a personal 401(k) has been available to individuals (sole proprietors, LLCs, small corporations) where there are no employees other than a spouse. In almost all categories, the features of the 401(k) [...]
Building Wealth One Day at a Time
By Michael Alan Jones Ever hear of the “Millionaire Next Door”? It could be you! First, it’s important to determine if you are in the business of building wealth. As a result of today’s economy, most of us face the reality of working long hours day and night. Maybe some of us even work two [...]
Video: Jim Rogers Calls Fannie, Freddie Bailout Socialism for the Rich
Jim Rogers, CEO of Rogers Holdings, provides stellar insight on the financial decision of the government to takeover Fannie Mae and Freddie Mac. Mr. Rogers illustrates the lack of preparation for an absorption of this size on the American Tax payers. He calls this move socialism for the rich and claims China has a more [...]
Video: The Psychology of Winning w/ Robert Kiyosaki
In this video, Robert Kiyosaki and his panel talks about the psychology of winning. At times in our life, we allow fear and some other things to hold us back from attaining goals we have set. We doubt our real estate investing strategies. The aim of this video is to get you to change your [...]
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CREATING THE MILLION DOLLAR INVESTMENT COMPANY
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Video: How to Finance the Purchase of Foreclosures
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Real Property Management
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BOOK REVIEW: THE E-MYTH
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REHAB INSURANCE – Protecting Your Investment
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BOOK REVIEW: The Millionaire Real Estate Investor
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You Must Have Professional Property Management
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Finding A New Niche: Short Sales and Foreclosures
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WHOLESALING 101 = What is Wholesaling
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Bulk of Unemployed From the Real Estate Sector?
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5 Affects of the 2010 Financial Reform Bill
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How to Appeal Property Tax Assessment
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Value Investing vs. Growth Investing
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Top 10 Cities with the Most Millionaires
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Existing Home Sales Indicate Housing Market Plunging
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Landlord Horror Stories
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Retirement Spots Best
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Orlando Patrick: Pierre, I look forward to keeping up dialog with ...
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Pierre A. Clark: UPDATE: A multi-phase, multi-million dollar develo...
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Chuck Marone: WHAT CAN YOU DO IN THE EVENT YOUR TAX LIEN CERTIFI...
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Todd Tresidder: Crystal - As a fun side not I was quoted in the Ke...
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